Sumitomo Mitsui Trust Group Balance Sheet Health
Financial Health criteria checks 5/6
Sumitomo Mitsui Trust Group has total assets of ¥77,190.5B and total equity of ¥3,157.6B. Total deposits are ¥47,044.7B, and total loans are ¥33,150.5B. It earns a Net Interest Margin of -0.2%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are ¥26,019.4B.
Key information
24.4x
Asset to equity ratio
-0.2%
Net interest margin
| Total deposits | JP¥47.04t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | JP¥26.02t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SUTN.Y's Assets to Equity ratio (24.4x) is very high.
Allowance for Bad Loans: SUTN.Y has a sufficient allowance for bad loans (101%).
Low Risk Liabilities: 64% of SUTN.Y's liabilities are made up of primarily low risk sources of funding.
Loan Level: SUTN.Y has an appropriate level of Loans to Assets ratio (43%).
Low Risk Deposits: SUTN.Y's Loans to Deposits ratio (70%) is appropriate.
Level of Bad Loans: SUTN.Y has an appropriate level of bad loans (0.4%).