Suruga Bank Balance Sheet Health
Financial Health criteria checks 4/6
Suruga Bank has total assets of ¥3,527.9B and total equity of ¥296.9B. Total deposits are ¥3,212.5B, and total loans are ¥2,089.5B earning a Net Interest Margin of 1.9%. It has insufficient allowance for bad loans, which are currently at 9% of total loans. Cash and short-term investments are ¥887.4B.
Key information
11.9x
Asset to equity ratio
1.9%
Net interest margin
| Total deposits | JP¥3.21t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 9.0% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥887.36b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SUGB.Y's Assets to Equity ratio (11.9x) is moderate.
Allowance for Bad Loans: SUGB.Y has a low allowance for bad loans (55%).
Low Risk Liabilities: 99% of SUGB.Y's liabilities are made up of primarily low risk sources of funding.
Loan Level: SUGB.Y has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: SUGB.Y's Loans to Deposits ratio (65%) is appropriate.
Level of Bad Loans: SUGB.Y has a high level of bad loans (9%).