Steele Bancorp Past Earnings Performance

Past criteria checks 5/6

Steele Bancorp has been growing earnings at an average annual rate of 18.8%, while the Banks industry saw earnings growing at 2.4% annually. Revenues have been growing at an average rate of 5.7% per year. Steele Bancorp's return on equity is 20.1%, and it has net margins of 73.8%.

Key information

18.78%

Earnings growth rate

13.74%

EPS growth rate

Banks Industry Growth	11.18%
Revenue growth rate	5.68%
Return on equity	20.11%
Net Margin	73.81%
Last Earnings Update	31 Dec 2025

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How Steele Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:STLE Revenue, expenses and earnings (USD Millions)
Date	Revenue	Earnings	G+A Expenses
31 Dec 25	31	23	15
30 Sep 25	22	18	13
30 Jun 25	20	5	10
31 Mar 25	19	5	10
31 Dec 24	18	4	10
30 Sep 24	17	5	10
30 Jun 24	17	4	10
31 Mar 24	16	4	10
31 Dec 23	16	4	9
30 Sep 23	17	5	9
30 Jun 23	17	5	9
31 Mar 23	18	6	9
31 Dec 22	18	6	9
30 Sep 22	18	6	9
30 Jun 22	18	6	9
31 Mar 22	18	6	9
31 Dec 21	18	6	9
30 Sep 21	18	6	8
30 Jun 21	17	6	8
31 Mar 21	17	6	8
31 Dec 20	16	5	8
30 Sep 20	16	5	8
30 Jun 20	16	5	7
31 Mar 20	15	5	7
31 Dec 19	15	5	7

Quality Earnings: STLE has a large one-off gain of $12.8M impacting its last 12 months of financial results to 31st December, 2025.

Growing Profit Margin: STLE's current net profit margins (73.8%) are higher than last year (24.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: STLE's earnings have grown by 18.8% per year over the past 5 years.

Accelerating Growth: STLE's earnings growth over the past year (410.8%) exceeds its 5-year average (18.8% per year).

Earnings vs Industry: STLE earnings growth over the past year (410.8%) exceeded the Banks industry 19.8%.

Return on Equity

High ROE: STLE's Return on Equity (20.1%) is considered high.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/03/09 01:53
End of Day Share Price	2026/03/09 00:00
Earnings	2025/12/31
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Steele Bancorp Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.