Suruga Bank Balance Sheet Health
Financial Health criteria checks 4/6
Suruga Bank has total assets of ¥3,560.7B and total equity of ¥295.1B. Total deposits are ¥3,244.9B, and total loans are ¥2,048.8B earning a Net Interest Margin of 1.9%. It has insufficient allowance for bad loans, which are currently at 9.7% of total loans. Cash and short-term investments are ¥982.2B.
Key information
12.1x
Asset to equity ratio
1.9%
Net interest margin
| Total deposits | JP¥3.24t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 9.7% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥982.25b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SRGB.F's Assets to Equity ratio (12.1x) is moderate.
Allowance for Bad Loans: SRGB.F has a low allowance for bad loans (54%).
Low Risk Liabilities: 99% of SRGB.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: SRGB.F has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: SRGB.F's Loans to Deposits ratio (63%) is appropriate.
Level of Bad Loans: SRGB.F has a high level of bad loans (9.7%).