Seneca Financial Past Earnings Performance
Past criteria checks 1/6
Seneca Financial's earnings have been declining at an average annual rate of -3.4%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 7.4% per year. Seneca Financial's return on equity is 3.4%, and it has net margins of 8.4%.
Key information
-3.4%
Earnings growth rate
-2.5%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 7.4% |
| Return on equity | 3.4% |
| Net Margin | 8.4% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
No updates
Recent updates
No updates
Revenue & Expenses Breakdown
How Seneca Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 10 | 1 | 6 | 0 |
| 30 Jun 24 | 9 | 1 | 6 | 0 |
| 31 Mar 24 | 9 | 1 | 6 | 0 |
| 31 Dec 23 | 9 | 1 | 6 | 0 |
| 30 Sep 23 | 9 | 1 | 6 | 0 |
| 30 Jun 23 | 9 | 1 | 6 | 0 |
| 31 Mar 23 | 9 | 1 | 6 | 0 |
| 31 Dec 22 | 9 | 2 | 6 | 0 |
| 30 Sep 22 | 9 | 1 | 5 | 0 |
| 30 Jun 22 | 9 | 2 | 5 | 0 |
| 31 Mar 22 | 8 | 2 | 5 | 0 |
| 31 Dec 21 | 8 | 2 | 5 | 0 |
| 30 Sep 21 | 8 | 2 | 5 | 0 |
| 30 Jun 21 | 8 | 2 | 5 | 0 |
| 31 Mar 21 | 8 | 1 | 5 | 0 |
| 31 Dec 20 | 7 | 1 | 5 | 0 |
| 30 Sep 20 | 7 | 1 | 4 | 0 |
| 30 Jun 20 | 7 | 1 | 5 | 0 |
| 31 Mar 20 | 7 | 1 | 5 | 0 |
| 31 Dec 19 | 7 | 1 | 4 | 0 |
| 30 Sep 19 | 7 | 1 | 4 | 0 |
| 30 Jun 19 | 7 | 1 | 5 | 0 |
| 31 Mar 19 | 7 | 1 | 4 | 0 |
| 31 Dec 18 | 6 | 1 | 4 | 0 |
| 30 Sep 18 | 6 | 1 | 4 | 0 |
| 30 Jun 18 | 6 | 1 | 4 | 0 |
| 31 Mar 18 | 6 | 1 | 4 | 0 |
| 31 Dec 17 | 6 | 1 | 4 | 0 |
| 30 Sep 17 | 6 | 1 | 4 | 0 |
| 30 Jun 17 | 6 | 1 | 4 | 0 |
| 31 Mar 17 | 5 | 1 | 4 | 0 |
| 31 Dec 16 | 5 | 1 | 4 | 0 |
| 31 Dec 15 | 5 | 0 | 3 | 0 |
Quality Earnings: SNNF has high quality earnings.
Growing Profit Margin: SNNF's current net profit margins (8.4%) are lower than last year (11.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: SNNF's earnings have declined by 3.4% per year over the past 5 years.
Accelerating Growth: SNNF's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: SNNF had negative earnings growth (-20.6%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).
Return on Equity
High ROE: SNNF's Return on Equity (3.4%) is considered low.