Seneca Financial Past Earnings Performance
Past criteria checks 2/6
Seneca Financial has been growing earnings at an average annual rate of 12%, while the Banks industry saw earnings growing at 9.6% annually. Revenues have been growing at an average rate of 8.6% per year. Seneca Financial's return on equity is 4.8%, and it has net margins of 11.4%.
Key information
12.0%
Earnings growth rate
13.0%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 8.6% |
| Return on equity | 4.8% |
| Net Margin | 11.4% |
| Last Earnings Update | 30 Sep 2023 |
Recent past performance updates
No updates
Recent updates
No updates
Revenue & Expenses BreakdownBeta
How Seneca Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 23 | 9 | 1 | 6 | 0 |
| 30 Jun 23 | 9 | 1 | 6 | 0 |
| 31 Mar 23 | 9 | 1 | 6 | 0 |
| 31 Dec 22 | 9 | 2 | 6 | 0 |
| 30 Sep 22 | 9 | 1 | 5 | 0 |
| 30 Jun 22 | 9 | 2 | 5 | 0 |
| 31 Mar 22 | 8 | 2 | 5 | 0 |
| 31 Dec 21 | 8 | 2 | 5 | 0 |
| 30 Sep 21 | 8 | 2 | 5 | 0 |
| 30 Jun 21 | 8 | 2 | 5 | 0 |
| 31 Mar 21 | 8 | 1 | 5 | 0 |
| 31 Dec 20 | 7 | 1 | 5 | 0 |
| 30 Sep 20 | 7 | 1 | 4 | 0 |
| 30 Jun 20 | 7 | 1 | 5 | 0 |
| 31 Mar 20 | 7 | 1 | 5 | 0 |
| 31 Dec 19 | 7 | 1 | 4 | 0 |
| 30 Sep 19 | 7 | 1 | 4 | 0 |
| 30 Jun 19 | 7 | 1 | 5 | 0 |
| 31 Mar 19 | 7 | 1 | 4 | 0 |
| 31 Dec 18 | 6 | 1 | 4 | 0 |
| 30 Sep 18 | 6 | 1 | 4 | 0 |
| 30 Jun 18 | 6 | 1 | 4 | 0 |
| 31 Mar 18 | 6 | 1 | 4 | 0 |
| 31 Dec 17 | 6 | 1 | 4 | 0 |
| 30 Sep 17 | 6 | 1 | 4 | 0 |
| 30 Jun 17 | 6 | 1 | 4 | 0 |
| 31 Mar 17 | 5 | 1 | 4 | 0 |
| 31 Dec 16 | 5 | 1 | 4 | 0 |
| 31 Dec 15 | 5 | 0 | 3 | 0 |
Quality Earnings: SNNF has high quality earnings.
Growing Profit Margin: SNNF's current net profit margins (11.4%) are lower than last year (16.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: SNNF's earnings have grown by 12% per year over the past 5 years.
Accelerating Growth: SNNF's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: SNNF had negative earnings growth (-31.2%) over the past year, making it difficult to compare to the Banks industry average (-13.8%).
Return on Equity
High ROE: SNNF's Return on Equity (4.8%) is considered low.