Sumitomo Mitsui Financial Group Balance Sheet Health
Financial Health criteria checks 4/6
Sumitomo Mitsui Financial Group has total assets of ¥285,778.1B and total equity of ¥13,905.2B. Total deposits are ¥176,525.6B, and total loans are ¥107,951.4B earning a Net Interest Margin of 1.1%. It has insufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are ¥101,235.7B.
Key information
20.6x
Asset to equity ratio
1.1%
Net interest margin
Total deposits | JP¥176.53t |
Loan to deposit ratio | Appropriate |
Bad loans | 0.9% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥101.24t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SMFN.F's Assets to Equity ratio (20.6x) is very high.
Allowance for Bad Loans: SMFN.F has a low allowance for bad loans (73%).
Low Risk Liabilities: 65% of SMFN.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: SMFN.F has an appropriate level of Loans to Assets ratio (38%).
Low Risk Deposits: SMFN.F's Loans to Deposits ratio (61%) is appropriate.
Level of Bad Loans: SMFN.F has an appropriate level of bad loans (0.9%).