Skyline Bankshares Balance Sheet Health
Financial Health criteria checks 6/6
Skyline Bankshares has total assets of $1.1B and total equity of $82.9M. Total deposits are $930.4M, and total loans are $819.9M. It earns a Net Interest Margin of 3.8%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $21.7M.
Key information
12.7x
Asset to equity ratio
3.8%
Net interest margin
Total deposits | US$930.44m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$21.73m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SLBK's Assets to Equity ratio (12.7x) is moderate.
Allowance for Bad Loans: SLBK has a sufficient allowance for bad loans (389%).
Low Risk Liabilities: 96% of SLBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: SLBK has an appropriate level of Loans to Assets ratio (78%).
Low Risk Deposits: SLBK's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: SLBK has an appropriate level of bad loans (0.2%).