Skyline Bankshares Balance Sheet Health
Financial Health criteria checks 6/6
Skyline Bankshares has total assets of $1.2B and total equity of $88.6M. Total deposits are $1.1B, and total loans are $945.3M. It earns a Net Interest Margin of 3.8%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $35.2M.
Key information
13.6x
Asset to equity ratio
3.8%
Net interest margin
| Total deposits | US$1.09b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$35.16m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SLBK's Assets to Equity ratio (13.6x) is moderate.
Allowance for Bad Loans: SLBK has a sufficient allowance for bad loans (431%).
Low Risk Liabilities: 97% of SLBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: SLBK has an appropriate level of Loans to Assets ratio (78%).
Low Risk Deposits: SLBK's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: SLBK has an appropriate level of bad loans (0.2%).