STAR Financial Group Past Earnings Performance

Past criteria checks 5/6

STAR Financial Group has been growing earnings at an average annual rate of 1.7%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 2.4% per year. STAR Financial Group's return on equity is 12.6%, and it has net margins of 22%.

Key information

1.7%

Earnings growth rate

6.8%

EPS growth rate

Banks Industry Growth	11.2%
Revenue growth rate	2.4%
Return on equity	12.6%
Net Margin	22.0%
Last Earnings Update	31 Dec 2023

Recent past performance updates

No updates

Recent updates

No updates

Revenue & Expenses Breakdown

How STAR Financial Group makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:SFIG.A Revenue, expenses and earnings (USD Millions)
Date	Revenue	Earnings	G+A Expenses
31 Dec 23	108	24	66
31 Dec 22	106	23	64
31 Dec 21	116	33	61
31 Dec 20	104	24	62
31 Dec 19	102	25	60
31 Dec 18	95	22	59
31 Dec 17	93	15	58
31 Dec 16	88	16	54
31 Dec 15	85	15	54
31 Dec 14	84	14	53
31 Dec 13	81	12	53

Quality Earnings: SFIG.A has high quality earnings.

Growing Profit Margin: SFIG.A's current net profit margins (22%) are higher than last year (21.8%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: SFIG.A's earnings have grown by 1.7% per year over the past 5 years.

Accelerating Growth: SFIG.A's earnings growth over the past year (3.2%) exceeds its 5-year average (1.7% per year).

Earnings vs Industry: SFIG.A earnings growth over the past year (3.2%) exceeded the Banks industry -11.8%.

Return on Equity

High ROE: SFIG.A's Return on Equity (12.6%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/23 12:39
End of Day Share Price	2024/12/19 00:00
Earnings	2023/12/31
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

STAR Financial Group, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution