Shizuoka Financial GroupInc Balance Sheet Health
Financial Health criteria checks 5/6
Shizuoka Financial GroupInc has total assets of ¥16,254.0B and total equity of ¥1,211.7B. Total deposits are ¥12,082.8B, and total loans are ¥10,543.9B earning a Net Interest Margin of 0.9%. It has insufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are ¥1,489.5B.
Key information
13.4x
Asset to equity ratio
0.9%
Net interest margin
| Total deposits | JP¥12.08t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.0% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥1.49t |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SFGI.F's Assets to Equity ratio (13.4x) is moderate.
Allowance for Bad Loans: SFGI.F has a low allowance for bad loans (51%).
Low Risk Liabilities: 80% of SFGI.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: SFGI.F has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: SFGI.F's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: SFGI.F has an appropriate level of bad loans (1%).