Southeastern Banking Past Earnings Performance
Past criteria checks 2/6
Southeastern Banking has been growing earnings at an average annual rate of 12.4%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 9% per year. Southeastern Banking's return on equity is 13.9%, and it has net margins of 34.7%.
Key information
12.4%
Earnings growth rate
12.4%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 9.0% |
| Return on equity | 13.9% |
| Net Margin | 34.7% |
| Last Earnings Update | 30 Jun 2024 |
Recent past performance updates
No updates
Recent updates
No updates
Revenue & Expenses Breakdown
How Southeastern Banking makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 24 | 29 | 10 | 14 | 0 |
| 31 Mar 24 | 30 | 10 | 13 | 0 |
| 31 Dec 23 | 30 | 11 | 13 | 0 |
| 30 Sep 23 | 30 | 11 | 13 | 0 |
| 30 Jun 23 | 29 | 11 | 12 | 0 |
| 31 Mar 23 | 28 | 10 | 12 | 0 |
| 31 Dec 22 | 26 | 9 | 11 | 0 |
| 30 Sep 22 | 24 | 8 | 11 | 0 |
| 30 Jun 22 | 23 | 7 | 11 | 0 |
| 31 Mar 22 | 22 | 7 | 11 | 0 |
| 31 Dec 21 | 23 | 8 | 11 | 0 |
| 30 Sep 21 | 22 | 8 | 10 | 0 |
| 30 Jun 21 | 22 | 7 | 10 | 0 |
| 31 Mar 21 | 21 | 7 | 10 | 0 |
| 31 Dec 20 | 20 | 6 | 10 | 0 |
| 30 Sep 20 | 19 | 6 | 10 | 0 |
| 30 Jun 20 | 20 | 6 | 10 | 0 |
| 31 Mar 20 | 21 | 7 | 10 | 0 |
| 31 Dec 19 | 21 | 7 | 10 | 0 |
| 30 Sep 19 | 22 | 7 | 9 | 0 |
| 30 Jun 19 | 21 | 7 | 9 | 0 |
| 31 Mar 19 | 21 | 7 | 9 | 0 |
| 31 Dec 18 | 21 | 7 | 9 | 0 |
| 30 Sep 18 | 19 | 4 | 9 | 0 |
| 30 Jun 18 | 19 | 4 | 9 | 0 |
| 31 Mar 18 | 19 | 3 | 9 | 0 |
| 31 Dec 17 | 18 | 3 | 9 | 0 |
| 30 Sep 17 | 18 | 5 | 9 | 0 |
| 30 Jun 17 | 17 | 5 | 9 | 0 |
| 31 Mar 17 | 19 | 4 | 9 | 0 |
| 31 Dec 16 | 18 | 4 | 9 | 0 |
| 30 Sep 16 | 18 | 4 | 9 | 0 |
| 30 Jun 16 | 18 | 3 | 9 | 0 |
| 31 Mar 16 | 16 | 3 | 0 | 0 |
| 31 Dec 15 | 15 | 3 | 9 | 0 |
| 30 Sep 15 | 14 | 8 | 9 | 0 |
| 30 Jun 15 | 14 | 8 | 9 | 0 |
| 31 Mar 15 | 14 | 8 | 9 | 0 |
| 31 Dec 14 | 14 | 8 | 9 | 0 |
| 30 Sep 14 | 16 | 2 | 9 | 0 |
| 30 Jun 14 | 15 | 2 | 9 | 0 |
| 31 Mar 14 | 15 | 1 | 9 | 0 |
| 31 Dec 13 | 14 | 1 | 9 | 0 |
Quality Earnings: SEBC has high quality earnings.
Growing Profit Margin: SEBC's current net profit margins (34.7%) are lower than last year (38.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: SEBC's earnings have grown by 12.4% per year over the past 5 years.
Accelerating Growth: SEBC's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: SEBC had negative earnings growth (-8.7%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).
Return on Equity
High ROE: SEBC's Return on Equity (13.9%) is considered low.