Southeastern Banking Corporation

OTCPK:SEBC Stock Report

Market Cap: US$78.5m

Southeastern Banking Past Earnings Performance

Past criteria checks 4/6

Southeastern Banking has been growing earnings at an average annual rate of 13.1%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 9.5% per year. Southeastern Banking's return on equity is 13.9%, and it has net margins of 36.7%.

Key information

13.1%

Earnings growth rate

13.1%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate9.5%
Return on equity13.9%
Net Margin36.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

No updates

Recent updates

No updates

Revenue & Expenses Breakdown

How Southeastern Banking makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OTCPK:SEBC Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 243011130
30 Jun 242910140
31 Mar 243010130
31 Dec 233011130
30 Sep 233011130
30 Jun 232911120
31 Mar 232810120
31 Dec 22269110
30 Sep 22248110
30 Jun 22237110
31 Mar 22227110
31 Dec 21238110
30 Sep 21228100
30 Jun 21227100
31 Mar 21217100
31 Dec 20206100
30 Sep 20196100
30 Jun 20206100
31 Mar 20217100
31 Dec 19217100
30 Sep 1922790
30 Jun 1921790
31 Mar 1921790
31 Dec 1821790
30 Sep 1819490
30 Jun 1819490
31 Mar 1819390
31 Dec 1718390
30 Sep 1718590
30 Jun 1717590
31 Mar 1719490
31 Dec 1618490
30 Sep 1618490
30 Jun 1618390
31 Mar 1616300
31 Dec 1515390
30 Sep 1514890
30 Jun 1514890
31 Mar 1514890
31 Dec 1414890
30 Sep 1416290
30 Jun 1415290
31 Mar 1415190
31 Dec 1314190

Quality Earnings: SEBC has high quality earnings.

Growing Profit Margin: SEBC's current net profit margins (36.7%) are higher than last year (35.8%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: SEBC's earnings have grown by 13.1% per year over the past 5 years.

Accelerating Growth: SEBC's earnings growth over the past year (2%) is below its 5-year average (13.1% per year).

Earnings vs Industry: SEBC earnings growth over the past year (2%) exceeded the Banks industry -11.8%.


Return on Equity

High ROE: SEBC's Return on Equity (13.9%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 17:35
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Southeastern Banking Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution