Southern Community Bancshares Valuation

Is SCBS undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

Below Fair Value
Significantly Below Fair Value
Price-To-Book vs Peers
Price-To-Book vs Industry
Price-To-Book vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of SCBS when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: SCBS ($19.5) is trading above our estimate of fair value ($8.4)

Significantly Below Fair Value: SCBS is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for SCBS?

Key metric: As SCBS is an unprofitable bank we use its Price-To-Book Ratio for relative valuation analysis.

The above table shows the Price to Book ratio for SCBS. This is calculated by dividing SCBS's market cap by their current book value.
What is SCBS's PB Ratio?
PB Ratio	n/a
Book	US$9.06m
Market Cap	US$9.42m

SCBS key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	n/a
Enterprise Value/EBITDA	n/a
PEG Ratio	n/a

Price to Book Ratio vs Peers

How does SCBS's PB Ratio compare to its peers?

The above table shows the PB ratio for SCBS vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PB	Estimated Growth	Market Cap
Peer Average	0.7x
FNFI First Niles Financial	0.6x	n/a	US$9.0m
CCFC CCSB Financial	1x	n/a	US$8.7m
SRNN Southern Banc Company	0.6x	n/a	US$10.3m
WCFB WCF Bancorp	0.4x	n/a	US$8.6m
SCBS Southern Community Bancshares	n/a	n/a	US$9.4m

Price-To-Book vs Peers: Insufficient data to calculate SCBS's Price-To-Book Ratio vs. peers for valuation analysis.

Price to Book Ratio vs Industry

How does SCBS's PB Ratio compare vs other companies in the US Banks Industry?

4 Companies	Price / Book	Estimated Growth	Market Cap

4 Companies		Estimated Growth	Market Cap

No more companies

Price-To-Book vs Industry: Insufficient data to calculate SCBS's Price-To-Book Ratio vs. industry for valuation analysis.

Price to Book Ratio vs Fair Ratio

What is SCBS's PB Ratio compared to its Fair PB Ratio? This is the expected PB Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

SCBS PB Ratio vs Fair Ratio.
Fair Ratio
Current PB Ratio	n/a
Fair PB Ratio	n/a

Price-To-Book vs Fair Ratio: Insufficient data to calculate SCBS's Price-To-Book Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

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