Standard Chartered Balance Sheet Health
Financial Health criteria checks 4/6
Standard Chartered has total assets of $822.8B and total equity of $50.4B. Total deposits are $516.6B, and total loans are $278.5B earning a Net Interest Margin of 1.7%. It has insufficient allowance for bad loans, which are currently at 2.5% of total loans. Cash and short-term investments are $314.9B.
Key information
16.3x
Asset to equity ratio
1.7%
Net interest margin
Total deposits | US$516.59b |
Loan to deposit ratio | Appropriate |
Bad loans | 2.5% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | US$314.85b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SCBF.Y's Assets to Equity ratio (16.3x) is moderate.
Allowance for Bad Loans: SCBF.Y has a low allowance for bad loans (72%).
Low Risk Liabilities: 67% of SCBF.Y's liabilities are made up of primarily low risk sources of funding.
Loan Level: SCBF.Y has an appropriate level of Loans to Assets ratio (34%).
Low Risk Deposits: SCBF.Y's Loans to Deposits ratio (54%) is appropriate.
Level of Bad Loans: SCBF.Y has a high level of bad loans (2.5%).