SpareBank 1 SR-Bank Balance Sheet Health
Financial Health criteria checks 3/6
SpareBank 1 SR-Bank has total assets of NOK362.8B and total equity of NOK31.1B. Total deposits are NOK150.5B, and total loans are NOK268.1B earning a Net Interest Margin of 1.4%. It has insufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are NOK21.1B.
Key information
11.7x
Asset to equity ratio
1.4%
Net interest margin
Total deposits | kr150.53b |
Loan to deposit ratio | High |
Bad loans | 1.0% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | kr21.09b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SBRK.F's Assets to Equity ratio (11.7x) is moderate.
Allowance for Bad Loans: SBRK.F has a low allowance for bad loans (53%).
Low Risk Liabilities: 55% of SBRK.F's liabilities are made up of primarily higher risk sources of funding.
Loan Level: SBRK.F has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: SBRK.F's Loans to Deposits ratio (178%) is high.
Level of Bad Loans: SBRK.F has an appropriate level of bad loans (1%).