South Atlantic Bancshares Balance Sheet Health
Financial Health criteria checks 4/6
South Atlantic Bancshares has total assets of $1.8B and total equity of $114.4M. Total deposits are $1.5B, and total loans are $1.3B.
Key information
15.7x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$1.47b |
| Loan to deposit ratio | Appropriate |
| Bad loans | n/a |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | US$123.64m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SABK's Assets to Equity ratio (15.7x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if SABK has a sufficient allowance for bad loans.
Low Risk Liabilities: 87% of SABK's liabilities are made up of primarily low risk sources of funding.
Loan Level: SABK has an appropriate level of Loans to Assets ratio (71%).
Low Risk Deposits: SABK's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: Insufficient data to determine if SABK has an appropriate level of bad loans.