South Atlantic Bancshares Balance Sheet Health
Financial Health criteria checks 4/6
South Atlantic Bancshares has total assets of $1.6B and total equity of $101.9M. Total deposits are $1.3B, and total loans are $1.2B.
Key information
15.9x
Asset to equity ratio
3.5%
Net interest margin
Total deposits | US$1.29b |
Loan to deposit ratio | Appropriate |
Bad loans | n/a |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | US$37.01m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SABK's Assets to Equity ratio (15.9x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if SABK has a sufficient allowance for bad loans.
Low Risk Liabilities: 85% of SABK's liabilities are made up of primarily low risk sources of funding.
Loan Level: SABK has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: SABK's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: Insufficient data to determine if SABK has an appropriate level of bad loans.