Resona Holdings Balance Sheet Health
Financial Health criteria checks 4/6
Resona Holdings has total assets of ¥75,010.0B and total equity of ¥2,796.3B. Total deposits are ¥63,375.7B, and total loans are ¥43,758.9B earning a Net Interest Margin of 0.7%. It has insufficient allowance for bad loans, which are currently at 1.5% of total loans. Cash and short-term investments are ¥19,175.1B.
Key information
26.8x
Asset to equity ratio
0.7%
Net interest margin
| Total deposits | JP¥63.38t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.5% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥19.18t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: RSNH.F's Assets to Equity ratio (26.8x) is very high.
Allowance for Bad Loans: RSNH.F has a low allowance for bad loans (33%).
Low Risk Liabilities: 88% of RSNH.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: RSNH.F has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: RSNH.F's Loans to Deposits ratio (69%) is appropriate.
Level of Bad Loans: RSNH.F has an appropriate level of bad loans (1.5%).