Resona Holdings Balance Sheet Health
Financial Health criteria checks 4/6
Resona Holdings has total assets of ¥75,010.0B and total equity of ¥2,796.3B. Total deposits are ¥63,375.7B, and total loans are ¥43,568.7B earning a Net Interest Margin of 0.7%. It has insufficient allowance for bad loans, which are currently at 1.5% of total loans. Cash and short-term investments are ¥19,175.1B.
Key information
26.8x
Asset to equity ratio
0.7%
Net interest margin
| Total deposits | JP¥63.38t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.5% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥19.18t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: RSNH.F's Assets to Equity ratio (26.8x) is very high.
Allowance for Bad Loans: RSNH.F has a low allowance for bad loans (33%).
Low Risk Liabilities: 88% of RSNH.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: RSNH.F has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: RSNH.F's Loans to Deposits ratio (69%) is appropriate.
Level of Bad Loans: RSNH.F has an appropriate level of bad loans (1.5%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 10:51 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Resona Holdings, Inc. is covered by 26 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Shinichi Tamura | Barclays |
| Toyoki Sameshima | BNP Paribas Securities (Asia) |
| Shinichiro Nakamura | BofA Global Research |