Pacific West Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Pacific West Bancorp has total assets of $345.4M and total equity of $34.2M. Total deposits are $275.6M, and total loans are $252.9M.
Key information
10.1x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$275.56m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$24.10m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PWBK's Assets to Equity ratio (10.1x) is moderate.
Allowance for Bad Loans: PWBK has a sufficient allowance for bad loans (407%).
Low Risk Liabilities: 89% of PWBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: PWBK has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: PWBK's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: PWBK has an appropriate level of bad loans (0.3%).