Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Balance Sheet Health
Financial Health criteria checks 5/6
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna has total assets of PLN460.8B and total equity of PLN41.1B. Total deposits are PLN368.7B, and total loans are PLN237.5B. It earns a Net Interest Margin of 3.9%. It has sufficient allowance for bad loans, which are currently at 3.6% of total loans. Cash and short-term investments are PLN42.7B.
Key information
11.2x
Asset to equity ratio
3.9%
Net interest margin
Total deposits | zł368.69b |
Loan to deposit ratio | Appropriate |
Bad loans | 3.6% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | zł42.74b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PSZK.F's Assets to Equity ratio (11.2x) is moderate.
Allowance for Bad Loans: PSZK.F has a sufficient allowance for bad loans (113%).
Low Risk Liabilities: 88% of PSZK.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: PSZK.F has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: PSZK.F's Loans to Deposits ratio (64%) is appropriate.
Level of Bad Loans: PSZK.F has a high level of bad loans (3.6%).