PSTV.Y Stock Overview
Provides various banking products and services for retail and corporate customers in the People’s Republic of China. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
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Postal Savings Bank of China Co., Ltd. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | HK$12.51 |
| 52 Week High | HK$14.20 |
| 52 Week Low | HK$9.92 |
| Beta | 0.42 |
| 1 Month Change | -3.17% |
| 3 Month Change | 5.75% |
| 1 Year Change | 13.42% |
| 3 Year Change | -12.27% |
| 5 Year Change | n/a |
| Change since IPO | -6.29% |
Recent News & Updates
Recent updates
Shareholder Returns
| PSTV.Y | US Banks | US Market | |
|---|---|---|---|
| 7D | -3.8% | 6.3% | 5.3% |
| 1Y | 13.4% | 20.0% | 11.5% |
Return vs Industry: PSTV.Y underperformed the US Banks industry which returned 19.9% over the past year.
Return vs Market: PSTV.Y exceeded the US Market which returned 11.6% over the past year.
Price Volatility
| PSTV.Y volatility | |
|---|---|
| PSTV.Y Average Weekly Movement | 10.1% |
| Banks Industry Average Movement | 4.7% |
| Market Average Movement | 8.1% |
| 10% most volatile stocks in US Market | 16.7% |
| 10% least volatile stocks in US Market | 4.2% |
Stable Share Price: PSTV.Y has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PSTV.Y's weekly volatility (10%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2007 | 182,631 | Jianjun Liu | www.psbc.com |
Postal Savings Bank of China Co., Ltd., together with its subsidiaries, provides various banking products and services for retail and corporate customers in the People’s Republic of China. It offers demand, time, personal call, time/demand optional, call, negotiated, and foreign currency deposits, as well as passbooks and certificate of deposits; credit, mortgage, government, farmer, and merchant express loan; business easy mix, agriculture aid plus, domestic remittance and exchange, and payment and collection agency; cross-border remittance, personal exchange settlement and sale, and foreign currency exchange services; personal housing, auto, consumer, and personal education loans; and bank cards, as well as online banking services. The company also provides pledge, syndicated, land reserve, town rebuild, commercial property mortgage, real estate development, fixed asset, project, and consignment loans.
Postal Savings Bank of China Co., Ltd. Fundamentals Summary
| PSTV.Y fundamental statistics | |
|---|---|
| Market cap | US$71.09b |
| Earnings (TTM) | US$11.03b |
| Revenue (TTM) | US$43.99b |
5.7x
P/E Ratio0.5x
P/B RatioIs PSTV.Y overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PSTV.Y income statement (TTM) | |
|---|---|
| Revenue | CN¥316.89b |
| Cost of Revenue | CN¥0 |
| Gross Profit | CN¥316.89b |
| Other Expenses | CN¥237.43b |
| Earnings | CN¥79.46b |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.80 |
| Gross Margin | 100.00% |
| Net Profit Margin | 25.07% |
| Debt/Equity Ratio | 46.6% |
How did PSTV.Y perform over the long term?
See historical performance and comparisonDividends
5.0%
Current Dividend Yield32%
Payout RatioDoes PSTV.Y pay a reliable dividends?
See PSTV.Y dividend history and benchmarks| Postal Savings Bank of China dividend dates | |
|---|---|
| Ex Dividend Date | Apr 23 2025 |
| Dividend Pay Date | Jun 06 2025 |
| Days until Ex dividend | 22 days |
| Days until Dividend pay date | 22 days |
Does PSTV.Y pay a reliable dividends?
See PSTV.Y dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/14 01:43 |
| End of Day Share Price | 2025/05/12 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Postal Savings Bank of China Co., Ltd. is covered by 37 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Yaoping Wang | BNP Paribas Securities (Asia) |
| Dominic Chan | BNP Paribas Securities (Asia) |
| Shanshan Li | BOCI Research Ltd. |