Postal Savings Bank of China Balance Sheet Health
Financial Health criteria checks 6/6
Postal Savings Bank of China has total assets of CN¥16,413.5B and total equity of CN¥1,006.8B. Total deposits are CN¥14,989.5B, and total loans are CN¥8,424.5B. It earns a Net Interest Margin of 2%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are CN¥2,181.6B.
Key information
16.3x
Asset to equity ratio
2.0%
Net interest margin
| Total deposits | CN¥14.99t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥2.18t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PSBK.F's Assets to Equity ratio (16.3x) is moderate.
Allowance for Bad Loans: PSBK.F has a sufficient allowance for bad loans (324%).
Low Risk Liabilities: 97% of PSBK.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: PSBK.F has an appropriate level of Loans to Assets ratio (51%).
Low Risk Deposits: PSBK.F's Loans to Deposits ratio (56%) is appropriate.
Level of Bad Loans: PSBK.F has an appropriate level of bad loans (0.8%).