Pioneer Bankshares Balance Sheet Health
Financial Health criteria checks 6/6
Pioneer Bankshares has total assets of $322.1M and total equity of $34.2M. Total deposits are $263.8M, and total loans are $237.4M.
Key information
9.4x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$263.76m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.002% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$23.06m |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PNBI's Assets to Equity ratio (9.4x) is low.
Allowance for Bad Loans: PNBI has a sufficient allowance for bad loans (39133%).
Low Risk Liabilities: 92% of PNBI's liabilities are made up of primarily low risk sources of funding.
Loan Level: PNBI has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: PNBI's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: PNBI has an appropriate level of bad loans (0%).