PBCO Financial Balance Sheet Health
Financial Health criteria checks 6/6
PBCO Financial has total assets of $787.1M and total equity of $86.8M. Total deposits are $663.2M, and total loans are $546.1M.
Key information
9.1x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$663.25m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$26.58m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PBCO's Assets to Equity ratio (9.1x) is low.
Allowance for Bad Loans: PBCO has a sufficient allowance for bad loans (278%).
Low Risk Liabilities: 95% of PBCO's liabilities are made up of primarily low risk sources of funding.
Loan Level: PBCO has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: PBCO's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: PBCO has an appropriate level of bad loans (0.4%).