Oita Bank Balance Sheet Health
Financial Health criteria checks 3/6
Oita Bank has total assets of ¥4,324.4B and total equity of ¥187.5B. Total deposits are ¥3,540.3B, and total loans are ¥2,067.9B earning a Net Interest Margin of 0.9%. It has insufficient allowance for bad loans, which are currently at 2.2% of total loans. Cash and short-term investments are ¥725.9B.
Key information
23.1x
Asset to equity ratio
0.9%
Net interest margin
Total deposits | JP¥3.54t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.2% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥725.87b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: OITA.F's Assets to Equity ratio (23.1x) is very high.
Allowance for Bad Loans: OITA.F has a low allowance for bad loans (57%).
Low Risk Liabilities: 86% of OITA.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: OITA.F has an appropriate level of Loans to Assets ratio (48%).
Low Risk Deposits: OITA.F's Loans to Deposits ratio (58%) is appropriate.
Level of Bad Loans: OITA.F has a high level of bad loans (2.2%).