Oconee Federal Financial Corp.

OTCPK:OFED Stock Report

Market Cap: US$81.9m

Oconee Federal Financial Valuation

Is OFED undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of OFED when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: OFED ($14.5) is trading above our estimate of fair value ($9.06)

Significantly Below Fair Value: OFED is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for OFED?

Key metric: As OFED is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for OFED. This is calculated by dividing OFED's market cap by their current earnings.
What is OFED's PE Ratio?
PE Ratio26.3x
EarningsUS$3.35m
Market CapUS$81.93m

Price to Earnings Ratio vs Peers

How does OFED's PE Ratio compare to its peers?

The above table shows the PE ratio for OFED vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average28.1x
OXBC Oxford Bank
6.8xn/aUS$82.3m
AUBN Auburn National Bancorporation
93.9xn/aUS$81.6m
CYVF Crystal Valley Financial
7.8xn/aUS$81.6m
PFBX Peoples Financial
3.8xn/aUS$83.9m
OFED Oconee Federal Financial
26.3xn/aUS$81.9m

Price-To-Earnings vs Peers: OFED is good value based on its Price-To-Earnings Ratio (26.3x) compared to the peer average (28.1x).

Price to Earnings Ratio vs Industry

How does OFED's PE Ratio compare vs other companies in the US Banks Industry?

4 CompaniesPrice / EarningsEstimated GrowthMarket Cap
FRCB First Republic Bank
0.02xn/aUS$27.98m
BKGM BankGuam Holding
1xn/aUS$18.48m
SBNY Signature Bank
0.002xn/aUS$2.18m
BCBH.F Caribbean Investment Holdings
0.00001xn/aUS$132.00
No more companies available in this PE range
OFED 26.3xIndustry Avg. 13.3xNo. of Companies92PE0816243240+
4 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: OFED is expensive based on its Price-To-Earnings Ratio (26.3x) compared to the US Banks industry average (13.2x).

Price to Earnings Ratio vs Fair Ratio

What is OFED's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

OFED PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio26.3x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate OFED's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

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