Oakworth Capital Balance Sheet Health
Financial Health criteria checks 6/6
Oakworth Capital has total assets of $1.7B and total equity of $125.8M. Total deposits are $1.5B, and total loans are $1.4B.
Key information
13.8x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$1.52b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$119.22m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: OAKC's Assets to Equity ratio (13.8x) is moderate.
Allowance for Bad Loans: OAKC has a sufficient allowance for bad loans (274%).
Low Risk Liabilities: 95% of OAKC's liabilities are made up of primarily low risk sources of funding.
Loan Level: OAKC has an appropriate level of Loans to Assets ratio (80%).
Low Risk Deposits: OAKC's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: OAKC has an appropriate level of bad loans (0.4%).