New Peoples Bankshares Balance Sheet Health
Financial Health criteria checks 6/6
New Peoples Bankshares has total assets of $880.3M and total equity of $71.1M. Total deposits are $763.6M, and total loans are $638.7M. It earns a Net Interest Margin of 3.7%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $103.7M.
Key information
12.4x
Asset to equity ratio
3.7%
Net interest margin
| Total deposits | US$763.56m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$103.73m |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NWPP's Assets to Equity ratio (12.4x) is moderate.
Allowance for Bad Loans: NWPP has a sufficient allowance for bad loans (188%).
Low Risk Liabilities: 94% of NWPP's liabilities are made up of primarily low risk sources of funding.
Loan Level: NWPP has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: NWPP's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: NWPP has an appropriate level of bad loans (0.6%).