Northumberland Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Northumberland Bancorp has total assets of $692.5M and total equity of $48.0M. Total deposits are $611.7M, and total loans are $434.6M.
Key information
14.4x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$611.68m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$30.93m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NUBC's Assets to Equity ratio (14.4x) is moderate.
Allowance for Bad Loans: NUBC has a sufficient allowance for bad loans (162%).
Low Risk Liabilities: 95% of NUBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: NUBC has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: NUBC's Loans to Deposits ratio (71%) is appropriate.
Level of Bad Loans: NUBC has an appropriate level of bad loans (0.6%).