Northeast Indiana Bancorp Balance Sheet Health
Financial Health criteria checks 5/6
Northeast Indiana Bancorp has total assets of $509.4M and total equity of $46.3M. Total deposits are $403.4M, and total loans are $379.3M.
Key information
11x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$403.40m |
Loan to deposit ratio | Appropriate |
Bad loans | 1.8% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | US$10.66m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NIDB's Assets to Equity ratio (11x) is moderate.
Allowance for Bad Loans: NIDB has a low allowance for bad loans (82%).
Low Risk Liabilities: 87% of NIDB's liabilities are made up of primarily low risk sources of funding.
Loan Level: NIDB has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: NIDB's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: NIDB has an appropriate level of bad loans (1.8%).