Neffs Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Neffs Bancorp has total assets of $455.8M and total equity of $69.1M. Total deposits are $373.3M, and total loans are $231.1M.
Key information
6.6x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$373.34m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.07% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$4.44m |
Recent financial health updates
No updates
Recent updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NEFB's Assets to Equity ratio (6.6x) is low.
Allowance for Bad Loans: NEFB has a sufficient allowance for bad loans (1407%).
Low Risk Liabilities: 97% of NEFB's liabilities are made up of primarily low risk sources of funding.
Loan Level: NEFB has an appropriate level of Loans to Assets ratio (51%).
Low Risk Deposits: NEFB's Loans to Deposits ratio (62%) is appropriate.
Level of Bad Loans: NEFB has an appropriate level of bad loans (0.1%).