National Bank of Greece Balance Sheet Health
Financial Health criteria checks 4/6
National Bank of Greece has total assets of €74.0B and total equity of €8.3B. Total deposits are €58.7B, and total loans are €34.1B earning a Net Interest Margin of 3%. It has insufficient allowance for bad loans, which are currently at 3.3% of total loans. Cash and short-term investments are €11.5B.
Key information
8.9x
Asset to equity ratio
3.0%
Net interest margin
| Total deposits | €58.69b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.3% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €11.49b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NBGR.Y's Assets to Equity ratio (8.9x) is low.
Allowance for Bad Loans: NBGR.Y has a low allowance for bad loans (83%).
Low Risk Liabilities: 89% of NBGR.Y's liabilities are made up of primarily low risk sources of funding.
Loan Level: NBGR.Y has an appropriate level of Loans to Assets ratio (46%).
Low Risk Deposits: NBGR.Y's Loans to Deposits ratio (58%) is appropriate.
Level of Bad Loans: NBGR.Y has a high level of bad loans (3.3%).