National Bank of Greece Balance Sheet Health
Financial Health criteria checks 4/6
National Bank of Greece has total assets of €72.4B and total equity of €8.0B. Total deposits are €55.6B, and total loans are €33.3B earning a Net Interest Margin of 3%. It has insufficient allowance for bad loans, which are currently at 3.6% of total loans. Cash and short-term investments are €10.8B.
Key information
9.1x
Asset to equity ratio
3.0%
Net interest margin
Total deposits | €55.61b |
Loan to deposit ratio | Appropriate |
Bad loans | 3.6% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €10.83b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NBGI.F's Assets to Equity ratio (9.1x) is low.
Allowance for Bad Loans: NBGI.F has a low allowance for bad loans (85%).
Low Risk Liabilities: 86% of NBGI.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: NBGI.F has an appropriate level of Loans to Assets ratio (46%).
Low Risk Deposits: NBGI.F's Loans to Deposits ratio (60%) is appropriate.
Level of Bad Loans: NBGI.F has a high level of bad loans (3.6%).