Main Street Financial Services Balance Sheet Health
Financial Health criteria checks 6/6
Main Street Financial Services has total assets of $1.4B and total equity of $111.3M. Total deposits are $1.1B, and total loans are $1.1B. It earns a Net Interest Margin of 3%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $40.7M.
Key information
12.5x
Asset to equity ratio
3.0%
Net interest margin
Total deposits | US$1.10b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.5% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$40.65m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MSWV's Assets to Equity ratio (12.5x) is moderate.
Allowance for Bad Loans: MSWV has a sufficient allowance for bad loans (219%).
Low Risk Liabilities: 86% of MSWV's liabilities are made up of primarily low risk sources of funding.
Loan Level: MSWV has an appropriate level of Loans to Assets ratio (80%).
Low Risk Deposits: MSWV's Loans to Deposits ratio (102%) is appropriate.
Level of Bad Loans: MSWV has an appropriate level of bad loans (0.5%).