Main Street Financial Services Balance Sheet Health
Financial Health criteria checks 6/6
Main Street Financial Services has total assets of $604.9M and total equity of $53.9M. Total deposits are $477.0M, and total loans are $422.3M.
Key information
11.2x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$477.04m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.8% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$22.21m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MSWV's Assets to Equity ratio (11.2x) is moderate.
Allowance for Bad Loans: MSWV has a sufficient allowance for bad loans (169%).
Low Risk Liabilities: 87% of MSWV's liabilities are made up of primarily low risk sources of funding.
Loan Level: MSWV has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: MSWV's Loans to Deposits ratio (89%) is appropriate.
Level of Bad Loans: MSWV has an appropriate level of bad loans (0.8%).