Malayan Banking Berhad Balance Sheet Health
Financial Health criteria checks 6/6
Malayan Banking Berhad has total assets of MYR1,027.7B and total equity of MYR97.6B. Total deposits are MYR733.9B, and total loans are MYR616.6B. It earns a Net Interest Margin of 2.1%. It has sufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are MYR133.2B.
Key information
10.5x
Asset to equity ratio
2.1%
Net interest margin
Total deposits | RM733.88b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | RM133.23b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MLYB.Y's Assets to Equity ratio (10.5x) is moderate.
Allowance for Bad Loans: MLYB.Y has a sufficient allowance for bad loans (120%).
Low Risk Liabilities: 79% of MLYB.Y's liabilities are made up of primarily low risk sources of funding.
Loan Level: MLYB.Y has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: MLYB.Y's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: MLYB.Y has an appropriate level of bad loans (1.2%).