M&F Bancorp Balance Sheet Health
Financial Health criteria checks 4/6
M&F Bancorp has total assets of $453.3M and total equity of $125.2M. Total deposits are $320.9M, and total loans are $265.1M.
Key information
3.6x
Asset to equity ratio
4.6%
Net interest margin
| Total deposits | US$320.94m |
| Loan to deposit ratio | Appropriate |
| Bad loans | n/a |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | US$49.14m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MFBP's Assets to Equity ratio (3.6x) is low.
Allowance for Bad Loans: Insufficient data to determine if MFBP has a sufficient allowance for bad loans.
Low Risk Liabilities: 98% of MFBP's liabilities are made up of primarily low risk sources of funding.
Loan Level: MFBP has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: MFBP's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: Insufficient data to determine if MFBP has an appropriate level of bad loans.