Monroe Federal Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Monroe Federal Bancorp has total assets of $147.9M and total equity of $9.1M. Total deposits are $124.4M, and total loans are $108.6M. It earns a Net Interest Margin of 2.5%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $2.7M.
Key information
16.3x
Asset to equity ratio
2.5%
Net interest margin
| Total deposits | US$124.36m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$2.72m |
Recent financial health updates
No updates
Recent updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MFBI's Assets to Equity ratio (16.3x) is moderate.
Allowance for Bad Loans: MFBI has a sufficient allowance for bad loans (369%).
Low Risk Liabilities: 90% of MFBI's liabilities are made up of primarily low risk sources of funding.
Loan Level: MFBI has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: MFBI's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: MFBI has an appropriate level of bad loans (0.2%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 10:34 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
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Industry and Sector Metrics
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Analyst Sources
Monroe Federal Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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