Monroe Federal Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Monroe Federal Bancorp has total assets of $147.5M and total equity of $8.3M. Total deposits are $129.3M, and total loans are $108.9M. It earns a Net Interest Margin of 2.5%. It has sufficient allowance for bad loans, which are currently at 0.03% of total loans. Cash and short-term investments are $1.9M.
Key information
17.7x
Asset to equity ratio
2.5%
Net interest margin
| Total deposits | US$129.30m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.03% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$1.88m |
Recent financial health updates
No updates
Recent updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MFBI's Assets to Equity ratio (17.7x) is moderate.
Allowance for Bad Loans: MFBI has a sufficient allowance for bad loans (3003%).
Low Risk Liabilities: 93% of MFBI's liabilities are made up of primarily low risk sources of funding.
Loan Level: MFBI has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: MFBI's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: MFBI has an appropriate level of bad loans (0%).