Mauch Chunk Trust Financial Balance Sheet Health
Financial Health criteria checks 5/6
Mauch Chunk Trust Financial has total assets of $670.1M and total equity of $3.4M. Total deposits are $622.1M, and total loans are $268.8M.
Key information
195.5x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$622.14m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$59.37m |
Recent financial health updates
No updates
Recent updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MCHT's Assets to Equity ratio (195.5x) is very high.
Allowance for Bad Loans: MCHT has a sufficient allowance for bad loans (165%).
Low Risk Liabilities: 93% of MCHT's liabilities are made up of primarily low risk sources of funding.
Loan Level: MCHT has an appropriate level of Loans to Assets ratio (40%).
Low Risk Deposits: MCHT's Loans to Deposits ratio (43%) is appropriate.
Level of Bad Loans: MCHT has an appropriate level of bad loans (0.9%).