mBank Balance Sheet Health
Financial Health criteria checks 4/6
mBank has total assets of PLN212.9B and total equity of PLN13.5B. Total deposits are PLN176.2B, and total loans are PLN126.5B earning a Net Interest Margin of 3.7%. It has insufficient allowance for bad loans, which are currently at 3.8% of total loans. Cash and short-term investments are PLN22.0B.
Key information
15.8x
Asset to equity ratio
3.7%
Net interest margin
| Total deposits | zł176.16b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | zł22.03b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MBAK.F's Assets to Equity ratio (15.8x) is moderate.
Allowance for Bad Loans: MBAK.F has a low allowance for bad loans (69%).
Low Risk Liabilities: 88% of MBAK.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: MBAK.F has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: MBAK.F's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: MBAK.F has a high level of bad loans (3.8%).