Lumbee Guaranty Bank Balance Sheet Health
Financial Health criteria checks 6/6
Lumbee Guaranty Bank has total assets of $484.3M and total equity of $35.4M. Total deposits are $441.5M, and total loans are $183.4M.
Key information
13.7x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$441.52m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.8% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$35.46m |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: LUMB's Assets to Equity ratio (13.7x) is moderate.
Allowance for Bad Loans: LUMB has a sufficient allowance for bad loans (141%).
Low Risk Liabilities: 98% of LUMB's liabilities are made up of primarily low risk sources of funding.
Loan Level: LUMB has an appropriate level of Loans to Assets ratio (38%).
Low Risk Deposits: LUMB's Loans to Deposits ratio (42%) is appropriate.
Level of Bad Loans: LUMB has an appropriate level of bad loans (0.8%).