Lumbee Guaranty Bank Balance Sheet Health
Financial Health criteria checks 4/6
Lumbee Guaranty Bank has total assets of $519.7M and total equity of $42.3M. Total deposits are $466.4M, and total loans are $194.3M.
Key information
12.3x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$466.44m |
| Loan to deposit ratio | Appropriate |
| Bad loans | n/a |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | US$44.28m |
Recent financial health updates
No updates
Recent updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: LUMB's Assets to Equity ratio (12.3x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if LUMB has a sufficient allowance for bad loans.
Low Risk Liabilities: 98% of LUMB's liabilities are made up of primarily low risk sources of funding.
Loan Level: LUMB has an appropriate level of Loans to Assets ratio (37%).
Low Risk Deposits: LUMB's Loans to Deposits ratio (42%) is appropriate.
Level of Bad Loans: Insufficient data to determine if LUMB has an appropriate level of bad loans.