Kiatnakin Phatra Bank Balance Sheet Health
Financial Health criteria checks 5/6
Kiatnakin Phatra Bank has total assets of THB532.4B and total equity of THB62.9B. Total deposits are THB356.8B, and total loans are THB382.2B. It earns a Net Interest Margin of 4.6%. It has sufficient allowance for bad loans, which are currently at 3% of total loans. Cash and short-term investments are THB27.0B.
Key information
8.5x
Asset to equity ratio
4.6%
Net interest margin
Total deposits | ฿356.85b |
Loan to deposit ratio | Appropriate |
Bad loans | 3.0% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | ฿27.01b |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: KNFS.F's Assets to Equity ratio (8.5x) is low.
Allowance for Bad Loans: KNFS.F has a sufficient allowance for bad loans (156%).
Low Risk Liabilities: 76% of KNFS.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: KNFS.F has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: KNFS.F's Loans to Deposits ratio (107%) is appropriate.
Level of Bad Loans: KNFS.F has a high level of bad loans (3%).