JAPAN POST BANK Co., Ltd.

OTCPK:JPST.F Stock Report

Market Cap: US$74.4b

JAPAN POST BANK Past Earnings Performance

Past criteria checks 5/6

JAPAN POST BANK has been growing earnings at an average annual rate of 9.6%, while the Banks industry saw earnings growing at 4% annually. Revenues have been growing at an average rate of 2.7% per year. JAPAN POST BANK's return on equity is 6.5%, and it has net margins of 30.8%.

Key information

9.58%

Earnings growth rate

10.85%

EPS growth rate

Banks Industry Growth11.18%
Revenue growth rate2.65%
Return on equity6.48%
Net Margin30.75%
Last Earnings Update30 Jun 2026

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How JAPAN POST BANK makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:JPST.F Revenue, expenses and earnings (JPY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 261,945,456598,294950,8380
31 Mar 261,813,969525,583946,4250
31 Dec 251,786,614483,649937,3450
30 Sep 251,686,956431,888926,9410
30 Jun 251,744,573422,953917,7380
31 Mar 251,611,753414,324914,7530
31 Dec 241,497,932401,151918,0470
30 Sep 241,633,613396,778924,5630
30 Jun 241,622,289365,549928,5650
31 Mar 241,617,782356,133927,8040
31 Dec 231,577,496340,922929,0300
30 Sep 231,658,835348,612926,4430
30 Jun 231,623,113323,079925,4970
31 Mar 231,595,090325,070924,7910
31 Dec 221,590,080314,915929,4230
30 Sep 221,437,217278,395946,4250
30 Jun 221,497,053323,059965,0740
31 Mar 221,585,116355,070981,4010
31 Dec 211,601,611341,419998,8540
30 Sep 211,683,365391,2261,005,8300
30 Jun 211,649,945367,7301,009,3670
31 Mar 211,507,879280,1301,009,3580
31 Dec 201,487,684289,7181,008,6140
30 Sep 201,417,703252,7801,009,2000
30 Jun 201,387,628228,8291,009,3410
31 Mar 201,452,262273,4351,019,5700
31 Dec 191,466,919272,9361,023,7250
30 Sep 191,441,132251,7771,029,2680
30 Jun 191,490,007265,6681,036,2020
31 Mar 191,494,700266,1891,036,4000
31 Dec 181,510,246273,9981,108,5480
30 Sep 181,648,339330,5111,088,3000
30 Jun 181,693,023341,7461,066,0980
31 Mar 181,668,361352,7751,042,9700
31 Dec 171,672,144371,451954,9990
30 Sep 171,577,070342,846957,2610
30 Jun 171,564,020333,755967,8020
31 Mar 171,533,608312,264964,9520
31 Dec 161,502,464281,923970,1400
30 Sep 161,547,546304,455974,0030
30 Jun 161,566,086313,683970,3310
31 Mar 161,581,847325,069976,0660
31 Dec 151,639,138355,448969,5090
30 Sep 151,653,497359,311990,8190

Quality Earnings: JPST.F has high quality earnings.

Growing Profit Margin: JPST.F's current net profit margins (30.8%) are higher than last year (24.2%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: JPST.F's earnings have grown by 9.6% per year over the past 5 years.

Accelerating Growth: JPST.F's earnings growth over the past year (41.5%) exceeds its 5-year average (9.6% per year).

Earnings vs Industry: JPST.F earnings growth over the past year (41.5%) exceeded the Banks industry 23.3%.

Return on Equity

High ROE: JPST.F's Return on Equity (6.5%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/17 10:41
End of Day Share Price 2026/09/01 00:00
Earnings2026/06/30
Annual Earnings2026/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

JAPAN POST BANK Co., Ltd. is covered by 19 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Shinichiro NakamuraBofA Global Research
Koichi NiwaCitigroup Inc
J. WaterhouseCLSA