Israel Discount Bank Past Earnings Performance
Past criteria checks 4/6
Israel Discount Bank has been growing earnings at an average annual rate of 26.2%, while the Banks industry saw earnings growing at 9.8% annually. Revenues have been growing at an average rate of 12.6% per year. Israel Discount Bank's return on equity is 14.6%, and it has net margins of 28.8%.
Key information
26.2%
Earnings growth rate
24.6%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 12.6% |
| Return on equity | 14.6% |
| Net Margin | 28.8% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Israel Discount Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 14,572 | 4,192 | 5,572 | 0 |
| 30 Sep 23 | 14,597 | 4,212 | 5,535 | 0 |
| 30 Jun 23 | 14,451 | 4,288 | 5,369 | 0 |
| 31 Mar 23 | 13,444 | 3,781 | 5,240 | 0 |
| 31 Dec 22 | 12,537 | 3,495 | 5,129 | 0 |
| 30 Sep 22 | 11,845 | 3,085 | 4,990 | 0 |
| 30 Jun 22 | 11,442 | 2,914 | 4,959 | 0 |
| 31 Mar 22 | 11,646 | 3,094 | 4,946 | 0 |
| 31 Dec 21 | 11,184 | 2,773 | 4,883 | 0 |
| 30 Sep 21 | 10,667 | 2,508 | 4,702 | 0 |
| 30 Jun 21 | 10,021 | 2,044 | 4,662 | 0 |
| 31 Mar 21 | 8,916 | 1,358 | 4,592 | 0 |
| 31 Dec 20 | 8,187 | 975 | 4,606 | 0 |
| 30 Sep 20 | 8,141 | 1,036 | 4,655 | 0 |
| 30 Jun 20 | 8,205 | 1,205 | 4,632 | 0 |
| 31 Mar 20 | 8,759 | 1,576 | 4,690 | 0 |
| 31 Dec 19 | 8,974 | 1,702 | 4,691 | 0 |
| 30 Sep 19 | 8,986 | 1,701 | 4,678 | 0 |
| 30 Jun 19 | 8,962 | 1,713 | 4,663 | 0 |
| 31 Mar 19 | 8,686 | 1,591 | 4,658 | 0 |
| 31 Dec 18 | 8,480 | 1,505 | 4,678 | 0 |
| 30 Sep 18 | 8,351 | 1,552 | 4,563 | 0 |
| 30 Jun 18 | 8,079 | 1,426 | 4,519 | 0 |
| 31 Mar 18 | 7,788 | 1,275 | 4,436 | 0 |
| 31 Dec 17 | 7,759 | 1,259 | 4,439 | 0 |
| 30 Sep 17 | 7,487 | 1,033 | 4,314 | 0 |
| 30 Jun 17 | 7,344 | 908 | 4,379 | 0 |
| 31 Mar 17 | 7,677 | 1,029 | 4,470 | 0 |
| 31 Dec 16 | 7,498 | 905 | 4,419 | 0 |
| 30 Sep 16 | 7,443 | 820 | 4,715 | 0 |
| 30 Jun 16 | 7,370 | 800 | 4,727 | 0 |
| 31 Mar 16 | 7,079 | 677 | 4,721 | 0 |
| 31 Dec 15 | 7,123 | 750 | 4,744 | 0 |
| 30 Sep 15 | 7,172 | 694 | 4,980 | 0 |
| 30 Jun 15 | 7,289 | 731 | 5,089 | 0 |
| 31 Mar 15 | 7,288 | 622 | 5,367 | 0 |
| 31 Dec 14 | 7,141 | 505 | 5,449 | 0 |
| 30 Sep 14 | 7,226 | 573 | 5,318 | 0 |
| 30 Jun 14 | 7,167 | 644 | 5,305 | 0 |
| 31 Mar 14 | 7,098 | 746 | 5,140 | 0 |
| 31 Dec 13 | 7,024 | 830 | 5,026 | 0 |
| 30 Sep 13 | 6,975 | 971 | 4,954 | 0 |
| 30 Jun 13 | 6,982 | 916 | 4,935 | 0 |
Quality Earnings: ISDA.Y has high quality earnings.
Growing Profit Margin: ISDA.Y's current net profit margins (28.8%) are higher than last year (27.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: ISDA.Y's earnings have grown significantly by 26.2% per year over the past 5 years.
Accelerating Growth: ISDA.Y's earnings growth over the past year (19.9%) is below its 5-year average (26.2% per year).
Earnings vs Industry: ISDA.Y earnings growth over the past year (19.9%) exceeded the Banks industry -12.2%.
Return on Equity
High ROE: ISDA.Y's Return on Equity (14.6%) is considered low.