Israel Discount Bank Balance Sheet Health
Financial Health criteria checks 6/6
Israel Discount Bank has total assets of ₪390.1B and total equity of ₪30.2B. Total deposits are ₪307.2B, and total loans are ₪264.7B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are ₪64.8B.
Key information
12.9x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | ₪307.24b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | ₪64.82b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ISDA.F's Assets to Equity ratio (12.9x) is moderate.
Allowance for Bad Loans: ISDA.F has a sufficient allowance for bad loans (178%).
Low Risk Liabilities: 85% of ISDA.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: ISDA.F has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: ISDA.F's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: ISDA.F has an appropriate level of bad loans (0.9%).