Permanent TSB Group Holdings Balance Sheet Health
Financial Health criteria checks 4/6
Permanent TSB Group Holdings has total assets of €27.8B and total equity of €2.4B. Total deposits are €23.4B, and total loans are €21.4B earning a Net Interest Margin of 2.3%. It has insufficient allowance for bad loans, which are currently at 3.3% of total loans. Cash and short-term investments are €2.0B.
Key information
11.5x
Asset to equity ratio
2.3%
Net interest margin
Total deposits | €23.36b |
Loan to deposit ratio | Appropriate |
Bad loans | 3.3% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €1.98b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ILPM.F's Assets to Equity ratio (11.5x) is moderate.
Allowance for Bad Loans: ILPM.F has a low allowance for bad loans (79%).
Low Risk Liabilities: 92% of ILPM.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: ILPM.F has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: ILPM.F's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: ILPM.F has a high level of bad loans (3.3%).