How does IITS.F's PE Ratio compare to its peers?

IITS.F is good value based on its Price-To-Earnings Ratio (7.5x) compared to the peer average (16.8x).

How does IITS.F's PE Ratio compare vs other companies in the US Banks Industry?

IITS.F is good value based on its Price-To-Earnings Ratio (7.5x) compared to the US Banks industry average (12.8x).

What is IITS.F's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

IITS.F is good value based on its Price-To-Earnings Ratio (7.5x) compared to the estimated Fair Price-To-Earnings Ratio (15.2x).

What is the Fair Price of IITS.F when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

IITS.F ($3.98) is trading below our estimate of [[fair value]] ($5.71)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.

Intesa Sanpaolo (OTCPK:IITS.F) - Stock Price, News & Analysis

IITS.F Stock Overview

Provides various financial products and services primarily in Italy. More details

IITS.F fundamental analysis
Snowflake Score
Valuation	6/6
Future Growth	0/6
Past Performance	5/6
Financial Health	3/6
Dividends	5/6

Rewards

Trading at 30.4% below our estimate of its fair value

Earnings grew by 21.8% over the past year

Trading at good value compared to peers and industry

Analysts in good agreement that stock price will rise by 23.5%

Risk Analysis

Earnings are forecast to decline by an average of 0.3% per year for the next 3 years

Unstable dividend track record

Intesa Sanpaolo S.p.A. Competitors

U.S. Bancorp

NYSE:USB

US$78.6b

PNC Financial Services Group

NYSE:PNC

US$81.3b

Citigroup

NYSE:C

US$130.9b

Fifth Third Bancorp

NasdaqGS:FITB

US$31.1b

Price History & Performance

Summary of all time highs, changes and price drops for Intesa Sanpaolo
Historical stock prices
Current Share Price	€3.98
52 Week High	€4.41
52 Week Low	€2.82
Beta	1.26
11 Month Change	-7.62%
3 Month Change	-1.98%
1 Year Change	42.04%
33 Year Change	52.38%
5 Year Change	52.96%
Change since IPO	24.28%

Recent updates

Shareholder Returns

	IITS.F	US Banks	US Market
7D	0.7%	-0.9%	-1.0%
1Y	42.0%	53.3%	30.3%

Return vs Industry: IITS.F underperformed the US Banks industry which returned 53.3% over the past year.

Return vs Market: IITS.F exceeded the US Market which returned 30.3% over the past year.

Price Volatility

Is IITS.F's price volatile compared to industry and market?
IITS.F volatility
IITS.F Average Weekly Movement	n/a
Banks Industry Average Movement	5.1%
Market Average Movement	6.2%
10% most volatile stocks in US Market	15.7%
10% least volatile stocks in US Market	3.1%

Stable Share Price: Data is not available.

Volatility Over Time: Insufficient data to determine IITS.F's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1998	94,440	Carlo Messina	www.intesasanpaolo.com

Intesa Sanpaolo S.p.A. provides various financial products and services primarily in Italy. It operates through six segments: Banca dei Territori, IMI Corporate & Investment Banking, International Subsidiary Banks, Asset Management, Private Banking, and Insurance. The company offers lending and deposit products; private and commercial banking, corporate and transaction banking, structured finance, investment banking, public finance, and capital markets; industrial credit, leasing, and factoring; asset management; life and non-life insurance and pension products; asset and wealth management; private investments; and bancassurance products.

Intesa Sanpaolo S.p.A. Fundamentals Summary

How do Intesa Sanpaolo's earnings and revenue compare to its market cap?
IITS.F fundamental statistics
Market cap	US$69.28b
Earnings (TTM)	US$9.24b
Revenue (TTM)	US$25.89b

7.5x

P/E Ratio

1.0x

P/B Ratio

Is IITS.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
IITS.F income statement (TTM)
Revenue	€24.56b
Cost of Revenue	€0
Gross Profit	€24.56b
Other Expenses	€15.79b
Earnings	€8.77b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.49
Gross Margin	100.00%
Net Profit Margin	35.70%
Debt/Equity Ratio	363.4%

How did IITS.F perform over the long term?

See historical performance and comparison

Dividends

9.2%

Current Dividend Yield

66%

Payout Ratio

IITS.F Stock Overview

Rewards

Risk Analysis

Intesa Sanpaolo S.p.A. Competitors

NYSE:USB

US$78.6b

NYSE:PNC

US$81.3b

NYSE:C

US$130.9b

NasdaqGS:FITB

US$31.1b

Price History & Performance

Recent News & Updates

Intesa Sanpaolo S.P.A. Provides Earnings Guidance for the Years 2024 and 2025

A group of Buyer completed the acquisition of Performing loan asset of CTBC from CTBC Bank Co., Ltd. for $49.12 million.

Intesa Sanpaolo S.p.A. to Report Q2, 2024 Results on Jul 30, 2024

Intesa Sanpaolo S.p.A. (BIT:ISP) signed a share purchase agreement to acquire 99.98% stake in First Bank S.A. from JCF IV Tiger Holdings S.à r.l..

Intesa Sanpaolo Reportedly Negotiating with Egyptian Government to Buy Remaining 20% Equity Stake in Alexbank

Intesa Sanpaolo S.P.A. Launches New Digital Bank Isybank

Recent updates

Intesa Sanpaolo S.P.A. Provides Earnings Guidance for the Years 2024 and 2025

A group of Buyer completed the acquisition of Performing loan asset of CTBC from CTBC Bank Co., Ltd. for $49.12 million.

Intesa Sanpaolo S.p.A. to Report Q2, 2024 Results on Jul 30, 2024

Intesa Sanpaolo S.p.A. (BIT:ISP) signed a share purchase agreement to acquire 99.98% stake in First Bank S.A. from JCF IV Tiger Holdings S.à r.l..

Intesa Sanpaolo Reportedly Negotiating with Egyptian Government to Buy Remaining 20% Equity Stake in Alexbank

Intesa Sanpaolo S.P.A. Launches New Digital Bank Isybank

Intesa Sanpaolo S.p.A. Provides Earnings Guidance for the Full Year 2023

Intesa Sanpaolo S.p.A. to Report Fiscal Year 2022 Results on Feb 03, 2023

Intesa Sanpaolo S.p.A. (BIT:ISP) acquired an unknown minority stake in CreditAccess India N.V.

An unknown buyer completed the acquisition of Nexi S.p.A. (BIT : NEXI) from Intesa Sanpaolo S.p.A. (BIT:ISP) for approximately €580 million.

An unknown buyer agreed to acquire a 5.1% stake in Nexi S.p.A. (BIT:NEXI) from Intesa Sanpaolo S.p.A. (BIT:ISP).

An unknown buyer agreed to acquire a 5.1% stake in Nexi S.p.A. (BIT:NEXI) from Intesa Sanpaolo S.p.A. (BIT:ISP).

Intesa Sanpaolo S.p.A. Provides Earnings Guidance for the Year 2022

Fondazione Banca del Monte di Lombardia agreed to acquire an unknown stake in Acantus S.p.A from Intesa Sanpaolo S.p.A. (BIT:ISP).

Intesa Sanpaolo S.p.A. (BIT:ISP) agreed to acquire UBI Leasing S.p.A.

Intesa Sanpaolo S.p.A. to Report Fiscal Year 2020 Final Results on Mar 23, 2021

Intesa Sanpaolo Signs a Memorandum of Understanding with Kyriba

Banca IFIS S.p.A. (BIT:IF) acquired EUR 553 million Non Performing Loans Portfolio of Intesa Sanpaolo S.p.A.

OHL Concesiones, S.A. completed the acquisition of 55.8% stake in Autostrade Lombarde S.p.A. from Intesa Sanpaolo S.p.A. (BIT:ISP)

Intesa Sanpaolo S.p.A. (BIT:ISP) signed binding framework agreement to acquire 60% stake in Euroconsult Rental Division SPA from 2001 Euroconsult Srl and Locatec Sas Di Miscioscia Francesco & C.

Intesa Sanpaolo S.p.A. to Report Nine Months, 2020 Results on Nov 04, 2020

Aviva Reportedly in Talks for Piecemeal Sale of Italy Business

Intesa Sanpaolo S.p.A. (BIT:ISP) completed the acquisition of Unione di Banche Italiane S.p.A. (BIT:UBI).

Fi.NAV., managed by Davy Asset Management Limited acquired portfolio of ship mortgage loans from UniCredit S.p.A. (BIT:UCG) and Intesa Sanpaolo S.p.A. (BIT:ISP).