Intesa Sanpaolo S.p.A. provides various financial products and services primarily in Italy. More Details
Adequate balance sheet second-rate dividend payer.
Share Price & News
How has Intesa Sanpaolo's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: IITS.F is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: IITS.F's weekly volatility (4%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: IITS.F matched the US Banks industry which returned 50.6% over the past year.
Return vs Market: IITS.F exceeded the US Market which returned 38.2% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Intesa Sanpaolo's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Intesa Sanpaolo undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: IITS.F ($2.84) is trading above our estimate of fair value ($2.29)
Significantly Below Fair Value: IITS.F is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: IITS.F is poor value based on its PE Ratio (17.5x) compared to the US Banks industry average (11.6x).
PE vs Market: IITS.F is good value based on its PE Ratio (17.5x) compared to the US market (18.9x).
Price to Earnings Growth Ratio
PEG Ratio: IITS.F is poor value based on its PEG Ratio (1.4x)
Price to Book Ratio
PB vs Industry: IITS.F is good value based on its PB Ratio (0.7x) compared to the US Banks industry average (1.1x).
How is Intesa Sanpaolo forecast to perform in the next 1 to 3 years based on estimates from 19 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: IITS.F's forecast earnings growth (12.7% per year) is above the savings rate (2%).
Earnings vs Market: IITS.F's earnings (12.7% per year) are forecast to grow slower than the US market (15.7% per year).
High Growth Earnings: IITS.F's earnings are forecast to grow, but not significantly.
Revenue vs Market: IITS.F's revenue (2.3% per year) is forecast to grow slower than the US market (9.5% per year).
High Growth Revenue: IITS.F's revenue (2.3% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: IITS.F's Return on Equity is forecast to be low in 3 years time (7.6%).
How has Intesa Sanpaolo performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: IITS.F has a large one-off loss of €1.5B impacting its March 31 2021 financial results.
Growing Profit Margin: IITS.F's current net profit margins (16.2%) are lower than last year (26.3%).
Past Earnings Growth Analysis
Earnings Trend: IITS.F's earnings have grown by 2.4% per year over the past 5 years.
Accelerating Growth: IITS.F's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: IITS.F had negative earnings growth (-40%) over the past year, making it difficult to compare to the Banks industry average (20.7%).
Return on Equity
High ROE: IITS.F's Return on Equity (3.9%) is considered low.
How is Intesa Sanpaolo's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: IITS.F's Assets to Equity ratio (15.2x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if IITS.F has a sufficient allowance for bad loans.
Low Risk Liabilities: 54% of IITS.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: IITS.F has an appropriate level of Loans to Assets ratio (49%).
Low Risk Deposits: IITS.F's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: Insufficient data to determine if IITS.F has an appropriate level of bad loans.
What is Intesa Sanpaolo current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: IITS.F's dividend (1.52%) is higher than the bottom 25% of dividend payers in the US market (1.31%).
High Dividend: IITS.F's dividend (1.52%) is low compared to the top 25% of dividend payers in the US market (3.49%).
Stability and Growth of Payments
Stable Dividend: IITS.F's dividend payments have been volatile in the past 10 years.
Growing Dividend: IITS.F's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (26.7%), IITS.F's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: IITS.F's dividends in 3 years are forecast to be covered by earnings (67.6% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Carlo Messina (58 yo)
Mr. Carlo Messina is Managing Director and Chief Executive Officer of Intesa Sanpaolo SpA since September 2013 and serves as its General Manager. A graduate of Economics and Business from the Luiss Univers...
CEO Compensation Analysis
Compensation vs Market: Insufficient data to establish whether Carlo's total compensation is reasonable compared to companies of similar size in the US market.
Compensation vs Earnings: Carlo's compensation has been consistent with company performance over the past year.
Experienced Management: IITS.F's management team is seasoned and experienced (5.9 years average tenure).
Experienced Board: IITS.F's board of directors are considered experienced (5.2 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 10.9%.
Intesa Sanpaolo S.p.A.'s company bio, employee growth, exchange listings and data sources
- Name: Intesa Sanpaolo S.p.A.
- Ticker: IITS.F
- Exchange: OTCPK
- Founded: NaN
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: €45.446b
- Listing Market Cap: €53.878b
- Shares outstanding: 19.39b
- Website: https://www.intesasanpaolo.com
Number of Employees
- Intesa Sanpaolo S.p.A.
- Piazza San Carlo, 156
Intesa Sanpaolo S.p.A. provides various financial products and services primarily in Italy. It operates through Banca dei Territori, IMI Corporate & Investment Banking, International Subsidiary Banks, Asse...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/06/21 00:25|
|End of Day Share Price||2021/06/18 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.