Integrated Financial Holdings Balance Sheet Health
Financial Health criteria checks 4/6
Integrated Financial Holdings has total assets of $518.2M and total equity of $101.9M. Total deposits are $398.6M, and total loans are $354.6M earning a Net Interest Margin of 5.5%. It has insufficient allowance for bad loans, which are currently at 4.8% of total loans. Cash and short-term investments are $30.4M.
Key information
5.1x
Asset to equity ratio
5.5%
Net interest margin
Total deposits | US$398.56m |
Loan to deposit ratio | Appropriate |
Bad loans | 4.8% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | US$30.36m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: IFHI's Assets to Equity ratio (5.1x) is low.
Allowance for Bad Loans: IFHI has a low allowance for bad loans (42%).
Low Risk Liabilities: 96% of IFHI's liabilities are made up of primarily low risk sources of funding.
Loan Level: IFHI has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: IFHI's Loans to Deposits ratio (89%) is appropriate.
Level of Bad Loans: IFHI has a high level of bad loans (4.8%).