Hyakugo Bank Balance Sheet Health
Financial Health criteria checks 5/6
Hyakugo Bank has total assets of ¥7,517.8B and total equity of ¥392.0B. Total deposits are ¥5,918.5B, and total loans are ¥4,535.7B earning a Net Interest Margin of 0.8%. It has insufficient allowance for bad loans, which are currently at 1.5% of total loans. Cash and short-term investments are ¥1,351.2B.
Key information
19.2x
Asset to equity ratio
0.8%
Net interest margin
Total deposits | JP¥5.92t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.5% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥1.35t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HYKU.F's Assets to Equity ratio (19.2x) is moderate.
Allowance for Bad Loans: HYKU.F has a low allowance for bad loans (33%).
Low Risk Liabilities: 83% of HYKU.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: HYKU.F has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: HYKU.F's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: HYKU.F has an appropriate level of bad loans (1.5%).