Hyakugo Bank Balance Sheet Health
Financial Health criteria checks 5/6
Hyakugo Bank has total assets of ¥7,936.3B and total equity of ¥478.5B. Total deposits are ¥6,280.9B, and total loans are ¥4,913.9B earning a Net Interest Margin of 0.9%. It has insufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are ¥1,169.8B.
Key information
16.6x
Asset to equity ratio
0.9%
Net interest margin
| Total deposits | JP¥6.28t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.4% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥1.17t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HYKU.F's Assets to Equity ratio (16.6x) is moderate.
Allowance for Bad Loans: HYKU.F has a low allowance for bad loans (40%).
Low Risk Liabilities: 84% of HYKU.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: HYKU.F has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: HYKU.F's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: HYKU.F has an appropriate level of bad loans (1.4%).