High Country Bancorp Past Earnings Performance
Past criteria checks 1/6
High Country Bancorp's earnings have been declining at an average annual rate of -2.4%, while the Banks industry saw earnings growing at 7.1% annually. Revenues have been growing at an average rate of 4.5% per year. High Country Bancorp's return on equity is 8.3%, and it has net margins of 16.3%.
Key information
-2.4%
Earnings growth rate
-5.0%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 4.5% |
| Return on equity | 8.3% |
| Net Margin | 16.3% |
| Last Earnings Update | 30 Jun 2024 |
Recent past performance updates
No updates
Recent updates
No updates
Revenue & Expenses Breakdown
How High Country Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 24 | 20 | 3 | 13 | 0 |
| 31 Mar 24 | 20 | 4 | 14 | 0 |
| 31 Dec 23 | 20 | 4 | 13 | 0 |
| 30 Sep 23 | 21 | 4 | 13 | 0 |
| 30 Jun 23 | 21 | 5 | 13 | 0 |
| 31 Mar 23 | 21 | 5 | 13 | 0 |
| 31 Dec 22 | 21 | 4 | 14 | 0 |
| 30 Sep 22 | 20 | 4 | 14 | 0 |
| 30 Jun 22 | 21 | 4 | 14 | 0 |
| 31 Mar 22 | 22 | 4 | 14 | 0 |
| 31 Dec 21 | 22 | 5 | 14 | 0 |
| 30 Sep 21 | 22 | 5 | 14 | 0 |
| 30 Jun 21 | 21 | 5 | 13 | 0 |
| 31 Mar 21 | 21 | 5 | 12 | 0 |
| 31 Dec 20 | 19 | 5 | 11 | 0 |
| 30 Sep 20 | 18 | 5 | 11 | 0 |
| 30 Jun 20 | 18 | 4 | 10 | 0 |
| 31 Mar 20 | 17 | 4 | 10 | 0 |
| 31 Dec 19 | 17 | 4 | 10 | 0 |
| 30 Sep 19 | 16 | 4 | 10 | 0 |
| 30 Jun 19 | 16 | 4 | 9 | 0 |
| 31 Mar 19 | 15 | 4 | 9 | 0 |
| 31 Dec 18 | 14 | 4 | 9 | 0 |
| 30 Sep 18 | 14 | 3 | 9 | 0 |
| 30 Jun 18 | 14 | 2 | 9 | 0 |
| 31 Mar 18 | 13 | 3 | 8 | 0 |
| 31 Dec 17 | 13 | 2 | 8 | 0 |
| 30 Sep 17 | 13 | 3 | 8 | 0 |
| 30 Jun 17 | 13 | 3 | 8 | 0 |
| 31 Mar 17 | 12 | 3 | 7 | 0 |
| 31 Dec 16 | 12 | 3 | 7 | 0 |
| 30 Sep 16 | 11 | 3 | 7 | 0 |
| 30 Jun 16 | 11 | 3 | 7 | 0 |
| 31 Mar 16 | 11 | 3 | 7 | 0 |
| 31 Dec 15 | 11 | 2 | 7 | 0 |
| 30 Sep 15 | 11 | 2 | 6 | 0 |
| 30 Jun 15 | 10 | 2 | 6 | 0 |
| 31 Mar 15 | 10 | 2 | 6 | 0 |
| 31 Dec 14 | 10 | 2 | 6 | 0 |
| 30 Sep 14 | 10 | 2 | 6 | 0 |
| 30 Jun 14 | 10 | 2 | 6 | 0 |
| 31 Mar 14 | 10 | 2 | 6 | 0 |
| 31 Dec 13 | 10 | 2 | 6 | 0 |
Quality Earnings: HCBC has high quality earnings.
Growing Profit Margin: HCBC's current net profit margins (16.3%) are lower than last year (21.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: HCBC's earnings have declined by 2.4% per year over the past 5 years.
Accelerating Growth: HCBC's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: HCBC had negative earnings growth (-28.6%) over the past year, making it difficult to compare to the Banks industry average (-12.2%).
Return on Equity
High ROE: HCBC's Return on Equity (8.3%) is considered low.