Hachijuni Bank Balance Sheet Health
Financial Health criteria checks 5/6
Hachijuni Bank has total assets of ¥12,963.8B and total equity of ¥916.0B. Total deposits are ¥8,247.2B, and total loans are ¥6,083.6B earning a Net Interest Margin of 0.5%. It has insufficient allowance for bad loans, which are currently at 1.8% of total loans. Cash and short-term investments are ¥3,619.5B.
Key information
14.2x
Asset to equity ratio
0.5%
Net interest margin
Total deposits | JP¥8.25t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.8% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥3.62t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HACB.F's Assets to Equity ratio (14.2x) is moderate.
Allowance for Bad Loans: HACB.F has a low allowance for bad loans (41%).
Low Risk Liabilities: 68% of HACB.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: HACB.F has an appropriate level of Loans to Assets ratio (47%).
Low Risk Deposits: HACB.F's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: HACB.F has an appropriate level of bad loans (1.8%).