MONETA Money Bank Balance Sheet Health
Financial Health criteria checks 6/6
MONETA Money Bank has total assets of CZK458.2B and total equity of CZK32.2B. Total deposits are CZK399.5B, and total loans are CZK332.7B. It earns a Net Interest Margin of 2.1%. It has sufficient allowance for bad loans, which are currently at 1.1% of total loans. Cash and short-term investments are CZK14.2B.
Key information
14.2x
Asset to equity ratio
2.1%
Net interest margin
Total deposits | Kč399.50b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.1% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | Kč14.24b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: GMYY.F's Assets to Equity ratio (14.2x) is moderate.
Allowance for Bad Loans: GMYY.F has a sufficient allowance for bad loans (122%).
Low Risk Liabilities: 94% of GMYY.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: GMYY.F has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: GMYY.F's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: GMYY.F has an appropriate level of bad loans (1.1%).