MONETA Money Bank Balance Sheet Health
Financial Health criteria checks 6/6
MONETA Money Bank has total assets of CZK483.3B and total equity of CZK30.3B. Total deposits are CZK426.5B, and total loans are CZK271.0B. It earns a Net Interest Margin of 2.1%. It has sufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are CZK101.7B.
Key information
15.9x
Asset to equity ratio
2.1%
Net interest margin
| Total deposits | Kč426.47b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | Kč101.67b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: GMYY.F's Assets to Equity ratio (15.9x) is moderate.
Allowance for Bad Loans: GMYY.F has a sufficient allowance for bad loans (116%).
Low Risk Liabilities: 94% of GMYY.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: GMYY.F has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: GMYY.F's Loans to Deposits ratio (64%) is appropriate.
Level of Bad Loans: GMYY.F has an appropriate level of bad loans (1.4%).