FirstSun Capital Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
FirstSun Capital Bancorp has total assets of $7.8B and total equity of $964.7M. Total deposits are $6.4B, and total loans are $6.2B. It earns a Net Interest Margin of 4.3%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $422.6M.
Key information
8.1x
Asset to equity ratio
4.3%
Net interest margin
Total deposits | US$6.45b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.9% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$422.61m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FSUN's Assets to Equity ratio (8.1x) is low.
Allowance for Bad Loans: FSUN has a sufficient allowance for bad loans (139%).
Low Risk Liabilities: 95% of FSUN's liabilities are made up of primarily low risk sources of funding.
Loan Level: FSUN has an appropriate level of Loans to Assets ratio (80%).
Low Risk Deposits: FSUN's Loans to Deposits ratio (96%) is appropriate.
Level of Bad Loans: FSUN has an appropriate level of bad loans (0.9%).