First Resource Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
First Resource Bancorp has total assets of $611.0M and total equity of $47.5M. Total deposits are $513.2M, and total loans are $545.6M.
Key information
12.9x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$513.19m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.1% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$22.41m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FRSB's Assets to Equity ratio (12.9x) is moderate.
Allowance for Bad Loans: FRSB has a sufficient allowance for bad loans (622%).
Low Risk Liabilities: 91% of FRSB's liabilities are made up of primarily low risk sources of funding.
Loan Level: FRSB has an appropriate level of Loans to Assets ratio (89%).
Low Risk Deposits: FRSB's Loans to Deposits ratio (106%) is appropriate.
Level of Bad Loans: FRSB has an appropriate level of bad loans (0.1%).